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Cash ISA Saver rates

Current rates for existing customers 

Accounts opened or renewed from 11 November 2022

Balance Variable annual interest with 12 month bonus. Tax free % / AER Variable annual interest without 12 month bonus. Tax free % / AER
£1+ 1.50% 1.30%
£25,000+ 1.60% 1.40%
£50,000+ 1.70% 1.50%
£100,000+ 1.80% 1.60%

  • The interest rate you get depends on how much money you have in your account at midnight at the end of each day. You earn the interest rate on all the money in your account.

  • Accounts opened will receive a fixed introductory bonus of 0.20% tax free / AER for 12 months from the date of account opening.

  • At the end of the bonus period, the variable rate without bonus will apply.

  • Interest is paid annually on 31 March.

These interest rates are correct as at 25/09/2024

If you would like to move other ISAs to us, once we have your completed ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. If you ask to transfer your existing ISA to us, the process should not take more than 15 working days to complete. If you ask to transfer your existing stocks and shares or innovate finance ISA to us, the process should not take more than 30 days to complete. We do not accept transfers from a Lifetime ISA.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

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