Want more flexibility when you’re studying? Repay your balance in full each month and enjoy 0% interest on your purchases*.
Representative 21.9% APR (variable).

Student credit cards explained
- Gives you more financial flexibility by spreading out the cost of purchases
- Enjoy protection on things you buy with Section 75 of consumer credit act
- Build up your credit score to make it easier to get loans or mortgages in the future

Who is this student credit card good for?

Anyone studying at university or college
If you’re not a student, try one of our other credit cards.

Building your credit score
Manage your credit card well, and you’ll start building a positive credit score.

TSB student current account holders
You’ll need to have a student current account with us for 3 months before applying.
Our student credit card benefits
- There’s no interest charged if you pay the full balance of your previous and current statements on time*
- Any balance that remains will be charged at 21.95% APR (variable)
- It’s free to hold our Student credit card, with no annual fees
- Pay through contactless, or set it up on Apple or Google Pay.
- Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.

*Maximum 56 days for your purchases if you pay the full balance shown on your previous and current statement on time. There’s no interest-free period for balance transfers and cash withdrawals.
Apply for a student credit card
What you’ll need to apply:
Details
Eligibility
No debts
Check your eligibility and apply
Existing customers can apply in the app
This is the quickest way to apply
If you’re a customer and are already logged in, we’ll auto-fill all your info
See your likelihood of being accepted and what your credit limit would be without affecting your credit score

Or apply online
Continue applying from your browser
You’ll be able to see your likelihood of being accepted and what your credit limit would be without affecting your credit score
If you’d rather apply in branch or over the phone you can book an appointment.
Student Credit Card FAQs
- A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
- Mastercard® SecureCode to help keep your details secure when shopping online.
- Active account monitoring to spot any suspicious spending.
Overseas emergency telephone assistance if you lost your card abroad
- Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use this form: Update Your Overseas Alerts.
We use Docusign for this kind of request. Docusign will pass the information you provide to us in a secure manner and won’t process it in any other way. Information on how we use your data can be found in our Data Privacy Notice.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Important information
Mastercard® SecureCode is a registered trade mark and is used under licence by TSB Bank plc,
- Mastercard® and the Mastercard® Brand mark are registered trademarks of Mastercard® International Incorporated
The issue of a credit card is subject to status and depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.