Savings that you can access whenever you need. Perfect for rainy days, emergency savings or building a buffer.
Instant access
Withdraw your money whenever you need it
Up to 6.00% AER
By saving regularly in the Monthly Saver
Flexible savings
Save regularly or ad hoc – whatever works for you
Compare our instant access accounts
Monthly saver
Build a savings habit
- Earn 6.00% interest gross/AER fixed for 12 months
- Save between £25-250 each month
- No charge for withdrawals
Save Well Limited Access Account
- 3.68%/ 3.75% interest gross/AER variable
- 1 year term. Interest paid monthly
- Instant access withdrawals reduce interest earned
Savings Pots
- 2.80%/2.82% interest gross/AER variable
- Open a maximum of 5 savings pots and save up to £5,000 in each pot
- Instant access
- Includes a fixed introductory bonus of 1.52% AER for the first 12 months
- If you have a Classic Plus or Classic Enhance you can convert it to a Spend & Save account using this online form or by visiting us in branch. Or you can convert to our Spend & Save Plus account in branch
eSavings
- 1.40% interest gross/AER variable
- Earn more interest on larger balances
- Instant access
- Includes a fixed introductory bonus of 0.10% for the first 12 months
Easy Saver account
- 1.40% interest gross/AER variable
- Interest paid yearly
- Instant access
- Includes a fixed introductory bonus of 0.10% for the first 12 months
Any questions?
The best easy access savings account will depend on your needs and personal circumstances.
All easy access savings accounts aim to make withdrawals easy to do, however you may get higher interest rates by choosing a limited access option. Certain accounts may also limit the amount that you can save each month.
To find out which is the best easy savings account for you, check out our savings comparison page.
You can apply for a TSB instant access savings account online in just minutes.
There’s no limit to how many easy access savings accounts you can open, but you’ll want to make sure you can stay on top of them all.
You can open a TSB savings account with as little as £1 or start a Monthly Saver from just £25 a month.
How much you can save will depend on your current needs and circumstances, as well as what goals you have set for your savings accounts.
Important Information
The Annual Equivalent Rate (AER) shows what the interest would be if the interest was paid and added to the account once each year. It lets you compare savings accounts easily. Gross rate means that credit interest is paid without income tax being deducted. Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
You need to be 16+ and UK resident to open most of our savings accounts with the exception of Savings Pots and TSB ISAs. For children under 16 please see specific pages for opening procedures.
