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Moving home

Moving home is an exciting time and we want to ensure the mortgage aspect is as straightforward as possible so you can focus on the good bits. We have a wide range of mortgages, so whatever stage you're at we could help you find a TSB mortgage to suit you.


Help with moving home

You've made the decision to move but there are still lots of things to think about - from searching for your new home to working out how much you can afford to spend and what sort of mortgage will suit you best. We've put together a simple guide to help you.

Environmental Impact

At TSB we are very mindful of the environmental impact of moving home and how it affects carbon dioxide (CO2) emissions. For every residential house move that we provide a mortgage for, we pledge to plant a tree to help offset the carbon footprint of the move.

Home insurance

Don’t forget buildings cover before you exchange contracts. Must be aged 18+ and UK resident only.


Buying your first home? Find out about our deals for first time buyers.

Our mortgage rates

Our mortgage calculator makes it easy to quickly compare mortgage rates. Enter some details about your home to see what mortgage rates we could offer you.

Or, to see all our current rates, download our buy to let deals document.

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Types of mortgages

There are various types of mortgages, such as a fixed-rate or tracker-rate mortgage. You can read below to find out about these. At TSB we offer both fixed rate and tracker rate buy-to-let mortgages.

Fixed-rate mortgage

Your interest rate will stay the same for a set period. Many lenders offer fixed rates for two, three or five years, sometimes longer. The benefit of a fixed-rate mortgage is that it helps you to budget more easily, because your interest rate will stay the same for the length of the deal. Early repayment charges will almost always apply if you switch away from the mortgage before the fixed-rate period ends.

Tracker rate mortgage

With this type of mortgage, the interest rate tracks a rate that is outside the control of the lender, such as the Bank of England bank rate (also known as the base rate). Every time that rate goes up or down, so does the interest rate on your mortgage. Naturally, you will be better off whenever the interest rates drop and your monthly payments will be less. But, you should make sure your budget will allow you to make higher monthly payments if interest rates were to go back up. Early repayment charges will sometimes apply if you switch away from the mortgage before the tracker deal period ends.



Mortgage application

What you need to apply

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You’ll need to be a UK resident and over 18 to apply.

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You can get a mortgage in principle before finding a house.

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Details of your deposit and where it’s coming from.

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Information about the type of property you’re looking to buy.

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Your latest payslip, or latest 2 years self-assessments if you’re self-employed.

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Your latest bank statement.

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Details of any financial commitments you have, such as credit cards, loans, car finance or childcare costs.

How to apply

Get a mortgage in principle

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Fill out your details online in as little as 10 minutes, then our mortgage experts will give you a call to discuss your mortgage.

How to apply

Speak to an adviser

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Request a call from our Mortgage Experts over the phone, video chat, or face to face.

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 Alternatively you can call us on 0800 056 1088


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Home insurance


Now could be a good time to check that your home insurance covers everything it needs to. We offer two levels of cover for home insurance, so you can choose one that’s right for you. 

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Online mortgage events


Our free, online mortgage events offer expert guidance, whether you want additional borrowing or you’re just looking to remortgage your home.

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My TSB Rewards


Discover great savings on treats like takeaways, holidays, and cinema tickets plus essentials like MOTs.

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Important information

Lending is subject to status and lending criteria, UK resident and 18+.

TSB Essential and Enhanced home insurance is brought to you by TSB Bank plc and underwritten by Aviva Insurance Limited. Applications must be UK residents & aged 18+. Aviva Insurance Limited Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth, PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.