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Junior Cash ISA rates

Rates effective from 07 January 2025 

Amount Invested Variable annual interest. Tax Free % / AER %
£1+ 3.55%

These interest rates are correct as at 07/01/2025.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what returns you can expect from your savings over time

Previous Rates

Rates effective between Balance Variable annual interest
Tax free % / AER %
Interest rates are correct as at date
17/08/2023 – 06/01/2025 £1+ 3.65% 17/08/2024
06/06/2023 – 16/08/2023 £1+ 3.25% 06/06/2023
18/11/2022 – 05/06/2023 £1+ 2.75% 18/11/2022
30/09/2022 – 17/11/2022 £1+ 2.00% 30/09/2022
01/07/2020 – 29/09/2022 £1+ 1.50% 01/07/2020
01/09/2018 – 30/06/2020 £1+ 3.25% 01/09/2018
13/02/2012 – 31/08/2018 £1+ 3.00% 13/02/2012