Save Well Limited Access ISA rates

Accounts opened from 7 January 2025

Balance	Variable monthly interest for months where no withdrawals are made	Variable monthly interest for each month in which a withdrawal is made
	Tax free % / AER %	Tax free % / AER %
£1+	3.44%/3.50%	0.49%/0.50%
Interest rates are for the term of the account, which is 12 months from the date of account opening Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.

These interest rates are correct as at 07/01/2025

If you would like to move other ISAs to us, once we have your completed ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. If you ask to transfer your existing ISA to us, the process should not take more than 15 working days to complete. If you ask to transfer your existing stocks and shares or innovate finance ISA to us, the process should not take more than 30 days to complete. We do not accept transfers from a Lifetime ISA.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

Rates for existing customers

Accounts opened between	Balance	Variable monthly interest for months where no withdrawals are made Tax free % / AER %	Variable monthly interest for each month in which a withdrawal is made Tax free % / AER %	Interest rates are correct as at date
08/02/2024 – 06/01/2025	£1+	3.44%/3.50%	0.49%/0.50%	01/04/2025
Interest rates are for the term of the account, which is 12 months from the date of account opening. Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.