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Save Well Limited Access ISA rates
Accounts opened from 8 February 2024
| Balance | Variable monthly interest for months where no withdrawals are made | Variable monthly interest for each month in which a withdrawal is made |
|---|---|---|
| Tax free % / AER % | Tax free % / AER % | |
| £1+ | 3.68%/3.75% | 0.49%/0.50% |
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These interest rates are correct as at 08/02/2024
If you would like to move other ISAs to us, once we have your completed ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. If you ask to transfer your existing ISA to us, the process should not take more than 15 working days to complete. If you ask to transfer your existing stocks and shares or innovate finance ISA to us, the process should not take more than 30 days to complete. We do not accept transfers from a Lifetime ISA.
Explanation of terms
AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
Previous Rates
Accounts opened between 10 October 2023 and 7 February 2024
| Balance | Variable monthly interest for months where no withdrawals are made | Variable monthly interest for each month in which a withdrawal is made |
|---|---|---|
| Tax free % / AER % | Tax free % / AER % | |
| £1+ | 3.92%/4.00% | 0.49%/0.50% |
|
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These interest rates are correct as at 10/10/2023
Accounts opened between 12 July 2023 and 9 October 2023
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 3.68%/3.75% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.
These interest rates are correct as at 14/09/2023
Accounts opened between 5 May 2023 to 11 July 2023
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 3.20%/3.25% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.
These interest rates are correct as at 17/08/2023
Accounts opened between 18 November 2022 to 04 May 2023
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 2.52%/2.55% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.
These interest rates are correct as at 17/08/2023
Accounts opened between 28 October 2022 and 17 November 2022
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 2.42%/2.45% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month.
These interest rates are correct as at 17/08/2023
Accounts opened between 13 September 2022 and 27 October 2022
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 1.93%/1.95% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month
These interest rates are correct as at 17/08/2023
Accounts opened between 28 July 2022 and 12 September 2022
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| £1+ | 1.83%/1.85% | 0.49%/0.50% |
- Interest rates are for the term of the account, which is 12 months from the date of account opening
- Interest is paid monthly on the 1st of each month. If you have selected to pay interest to a different account, interest will be paid on the first working day of the month
These interest rates are correct as at 17/08/2023
Accounts opened on or before the 16 August 2023
| Balance | Variable monthly interest for months where no withdrawals are made. Tax free % / AER % | Variable monthly interest for each month in which a withdrawal is made. Tax free % / AER % |
|---|---|---|
| Tax free monthly % / AER % | Tax free % / AER % | |
| £1+ | 1.44%/1.45% | 0.49%/0.50% |
These interest rates were correct from 17/08/2023
