Mortgage Calculator

Using the mortgage calculator is simple. First, we’ll ask whether you’re a first-time buyer, moving home, remortgaging or buying an additional property.

Then you’ll need to tell us where you plan to buy, the number of applicants as well as any dependants.

Next, we’ll need some information about your income and outgoings. We use all this information to determine how much we could offer you. You can then find out which TSB mortgages you’re eligible to apply for.

First, you’ll need to tell us the property value, deposit, and repayment term. You can then see the results of the different mortgages you can apply for.

You can then find out how much you could borrow. You can find out more about which mortgage is right for you with our mortgage guide, or give us a call to talk to one of our mortgage experts.

If you are considering buying a property, you can use our mortgage calculator to see how much you could borrow and what the costs might be, whether you’re:

• A first-time buyer
• Moving home
• Remortgaging
• Buying an additional property

We’ll also ask you about any other applicants and dependants.

How much you can borrow will depend on information like your income and outgoings, as well as the type of mortgage you plan to apply for.

It can be tempting to borrow the maximum amount you can afford. However, the higher the amount you borrow, the less wiggle room you’ll have in case interest rates and your payments go up. Or even if your income decreases due to unemployment or other unforeseen circumstances.

Using the mortgage calculator does not affect your credit score. The mortgage calculator provides you with an estimate of how much you could be able to borrow. It does not perform a hard or soft credit check, check your affordability or show up on your credit report.

Once you apply for a mortgage with TSB, we will carry out a credit check which could affect your credit score.